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The rules surrounding inheritance meant that a spouse could only leave £325,000 of his/her estate to their spouse free of Inheritance Tax if they were unmarried at the date of death. There have been a number of occasions where high profile
Read MoreIn the course of the 8 years that have elapsed since we introduced readers to its Chief Executive Officer Alun Williams, the Swansea Building Society has opened branches in Carmarthen and Cowbridge, continuing to serve these communities with the same
Read MoreHelping you get the most out of your Mac, iPhone & iPad Q: I know that those funny little series of black squares I see on adverts and products have something to do with computers, but what are they and
Read MoreWho needs to complete a self-assessment tax return? Some of the reasons you need to complete a tax return are listed below if you think you may need to submit a return please don’t hesitate to get in touch for
Read MoreIf you’re a recently divorced step-parent and are wondering what rights you have in regard to seeing your step-children, there’s a number of things you need to know. Here, we take a look at what happens after a divorce, what
Read MoreSaturday 19th May 2018 was a very special day – my mother’s 90th birthday and the Royal Wedding of Prince Harry to Meghan Markle. All birthday celebrations were timetabled so that my mother (well, all of us) could watch the
Read MoreIR35 is tax legislation that is designed to combat tax avoidance by workers supplying their services to clients via an intermediary, such as a limited company, but who would be an employee if the intermediary was not used. Introduced in
Read MoreQ: Some websites’ texts are too small, others too big. It can be really infuriating sometimes as you go from page to page. I know Command-+ and Command– make the words bigger and smaller, but why can’t this be standardised
Read MoreIf not it could cost your family thousands If you don’t set up a LASTING POWER OF ATTORNEY (LPA) you’re leaving the management of your financial and health affairs to chance. According to new research from Compass Will Writers, 84%
Read MoreWhen people come in to see me one of their main concerns is what is to become of them personally, practically and financially. In addition to the burden of dealing with the turbulence of the significant change to their lives
Read MoreChoosing the right accountant is an important decision for a small business to make. A good one can save you time and help your business grow, and a bad one could cost you much needed money and add little value.
Read MoreQ: What’s the deal with Apple deliberately slowing down old iPhones when new ones come out? A: That’s not exactly what they did, but Apple did handle the situation poorly. In fact their intentions were to try and prolong the
Read MoreFamiliar franchises The success of the franchising route for business growth is familiar to all. The ubiquitous MacDonald’s or Subway or a Burger King at every corner is now a highly visible part of urban business activity. These and other
Read MoreVAT – Change is coming The aim of HMRC, is for it to have one of the most digitally advanced tax administrations in the world, which will in turn improve the efficiency, effectiveness and ease of compliance. For those of
Read MoreQ: Which app would you recommend to annotate or highlight parts of photos I take with my iPhone? A: If your iPhone is running iOS 11 and above, that ability is built right into your phone, in the Photos app,
Read MoreIn last month’s edition I raised a number of questions that are often asked by clients seeking advice on divorce and financial settlements. I have had a lot of requests to answer those questions which I shall now try to
Read MoreWhat is GDPR? The General Data Protection Regulation (GDPR) comes into effect from 25 May 2018, and is a data protection regulation that your business needs to be thoroughly prepared for. Your data handling procedures may need to change. It
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